Behind on mortgage

The worst way to lose your house is through foreclosure.

Learn all your options and secure a backup plan.
Learn all your options and secure a backup plan.

Feel like you’re out of options?

If you have fallen behind on payments, then you already realize there is a problem. Being proactive increases your options! Most people do not start planning until they are deep in foreclosure and about to lose their house. Many options can be expensive, time consuming, or rarely work. That’s where we come in. Our goal is to help you understand your best options before you make any decisions with your house.

What happens if I keep missing payments?

If you continue to miss payments and aren’t able to work out a solution with the bank, you will likely be foreclosed on within 6 months following your first missed payment. We call foreclosure “the atomic bomb of credit scars” because it cuts the deepest and lasts the longest.
Foreclosure is the beginning of an 8–10 year nightmare that can involve everything from:
Foreclosure can happen in as little as 6 months following your first missed payment.
Note: This is a representative example. The foreclosure timeline can vary on a case-by-case basis.

Approximately 1,000 Hoosiers are foreclosed on every month.

Foreclosure is a devastating event. It can happen to anyone who falls on tough times, and thousands of families face it every month across Indiana. For years, we have heard people say they are going to solve their mortgage problem with a loan from a family member or by hoping a loan modification gets approved. And every single month we see these houses being sold at the public auction and the family quickly gets evicted and their credit destroyed.

Don’t be like the 4,000 homeowners getting foreclosed on each month. If you are behind on your mortgage payments, the best advice we can give is to act now!

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Loss of income
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Negative equity
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Excessive debt

Everyone deserves to know their options.

Helping homeowners avoid foreclosure and learn their options is what we do best. We will work with you to find the best solution based on your situation and needs.
Get in touch with us today and together, we’ll find the best approach.

Sell with confidence

We’re honest and clear.

You can trust that we’ll stick to our word and stand by every offer we make. We execute your contract at the price and timeline we promise.

We make it easy for you.

You won’t have to worry about repairs, multiple showings, or waiting for money. We take care of it all and give you flexible closing and move-out options.

We fix complex problems.

Your real estate problem isn’t too big for us. From no or negative equity to urgent situations, there’s no real estate deal we can’t help you solve.

Behind on your mortgage?

You have options. We can help.


We solved their real estate problems!

“With HomeSprout they were very respectful of my time. They made the process of selling my property simple, convenient and quick.”

  • Tom Wroblewski

“Within hours we had a reasonable cash offer……..communication was great and did everything they said they would do!”

  • Cathy Taylor
“Everyone else was trying to run a game on me.”